Mortgage Guidance Built Around Your Next Move
Whether you’re buying, refinancing, or exploring reverse mortgage options.
EstaR Mortgage helps you compare smarter loan strategies with clear guidance from licensed mortgage professionals.

Why Choose EstaR Mortgage?
At EstaR Mortgage, we believe that buying or refinancing a home shouldn’t be stressful—it should be empowering. With decades of combined industry experience, our licensed mortgage advisors offer personalized solutions for every financial situation. Whether you’re a first-time buyer, a homeowner considering a reverse mortgage, or simply exploring refinancing options, you’re in the right place.
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Our Mortgage Services
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EXCELLENT Based on 209 reviews Posted on Tymofiy ZelenskyyTrustindex verifies that the original source of the review is Google. Chris and his team are the real deal. Very knowledgeable, friendly, and responsive. They worked through unexpected challenges on a shorter than usual timeline to secure the loan. I recommend you get in touch and see what they can do for you.Posted on Matthieu ReyesTrustindex verifies that the original source of the review is Google. Chris and his team did an amazing job making the loan process simple and seamless for my clients throughout escrow. He was able to meet strict timeframes and was available to answer any questions that we had during the process. Great job Chris! My clients and I are very grateful for you!Posted on Chris PuryearTrustindex verifies that the original source of the review is Google. Outsrtanding service and will defintely use them again with high recommendations and accolades!Posted on Tom RapisardaTrustindex verifies that the original source of the review is Google. Chris went far above and beyond for my buyer. He is a true specialist in VA lending and made the entire process incredibly smooth. He had the approval done within days and the appraisal ordered and completed faster than any lender I’ve worked with. He stayed on top of everything every step of the way, kept everyone informed, and made the experience stress free for the buyer. I’ve worked with hundreds of lenders over my 20 plus year career, and Chris is definitely one of the best. My buyer is extremely happy, and I look forward to working with him again.Posted on Lei MedeirosTrustindex verifies that the original source of the review is Google. It was extremely easy to work with Chris. He is very knowledgeable and was quick to return calls and answer questions. And he got us a great rate!Posted on Steven LamTrustindex verifies that the original source of the review is Google. Chris was the mortgage broker for my clients, and it was truly smooth sailing from start to finish. He closed this one out extra fast — in about 6 days. Even with a few hiccups along the way, he made it happen. He was professional, communicative, and 110% on top of updates throughout the entire file. Honestly, he’s a realtor’s dream — I never had to reach out because he always updated me before I even had a chance to ask. Smooth escrow, excellent communication… what more could I ask for?Posted on carol yipTrustindex verifies that the original source of the review is Google. We could not have done this extremely dramatic, extremely critical home purchase without Chris and team. Chris guided us through all of our questions, the tough times, with care and attention. From “Amazing Race” times in putting in the offer to the tumultuous storms of closing, he will be part of our forever dream team.Posted on Gareth LeeTrustindex verifies that the original source of the review is Google. We worked with Chris Freck as our mortgage broker, and I honestly can’t say enough good things about the experience. From day one, Chris took the time to walk us through every option in a way that actually made sense. We never felt rushed or talked down to—he made sure we understood the pros and cons of each choice so we could make the best decision for our family. What really impressed us was how much Chris genuinely cared about our concerns. Any time we had a question (and we had a lot), he was patient, thoughtful, and quick to respond. There were several moments where he went out of his way to help us navigate things we didn’t even realize we needed to think about. Chris did more than what anyone could reasonably expect from a broker. He checked in regularly, kept us updated on every step, and made what could have been a stressful process feel manageable. It’s rare to work with someone who’s not only great at their job but clearly invested in doing right by their clients. We’re incredibly grateful for all of Chris’s support and would recommend him without hesitation to anyone looking for someone trustworthy and truly on your side.Posted on Tiffani AugustaTrustindex verifies that the original source of the review is Google. As a teacher, they were very mindful of my work schedule and scheduled meetings around times when I was available to meet virtually, attend a meeting by phone, or in-person. The entire team is very patient and knowledgeable. As first time home buyers, working with Chris and his team, was such a wonderful experience. Though the process can be stressful in and of itself, they walked us through the entire process step by step. They were super responsive via email and by phone WHENEVER we had questions. We never felt like we were bothering them, or like we were asking too many questions. They made us feel at ease throughout the entire process. Even once the entire process was finalized, they sent us an email checking in about making our first mortgage payment! We would recommend them to ANYONE looking for a mortgage company to make the process as easy as possible!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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