Mortgage Guidance Built Around Your Next Move
Whether you’re buying, refinancing, or exploring reverse mortgage options.
EstaR Mortgage helps you compare smarter loan strategies with clear guidance from licensed mortgage professionals.

Why Choose EstaR Mortgage?
At EstaR Mortgage, we believe that buying or refinancing a home shouldn’t be stressful—it should be empowering. With decades of combined industry experience, our licensed mortgage advisors offer personalized solutions for every financial situation. Whether you’re a first-time buyer, a homeowner considering a reverse mortgage, or simply exploring refinancing options, you’re in the right place.
Trusted by Thousands of Homeowners
Transparent Rates & Flexible Options
No Hidden Fees. Just Honest Advice.
Our Mortgage Services
Explore a wide range of services tailored to your needs.
EXCELLENT Based on 208 reviews Posted on Chris PuryearTrustindex verifies that the original source of the review is Google. Outsrtanding service and will defintely use them again with high recommendations and accolades!Posted on Lei MedeirosTrustindex verifies that the original source of the review is Google. It was extremely easy to work with Chris. He is very knowledgeable and was quick to return calls and answer questions. And he got us a great rate!Posted on Steven LamTrustindex verifies that the original source of the review is Google. Chris was the mortgage broker for my clients, and it was truly smooth sailing from start to finish. He closed this one out extra fast — in about 6 days. Even with a few hiccups along the way, he made it happen. He was professional, communicative, and 110% on top of updates throughout the entire file. Honestly, he’s a realtor’s dream — I never had to reach out because he always updated me before I even had a chance to ask. Smooth escrow, excellent communication… what more could I ask for?Posted on carol yipTrustindex verifies that the original source of the review is Google. We could not have done this extremely dramatic, extremely critical home purchase without Chris and team. Chris guided us through all of our questions, the tough times, with care and attention. From “Amazing Race” times in putting in the offer to the tumultuous storms of closing, he will be part of our forever dream team.Posted on Tiffani AugustaTrustindex verifies that the original source of the review is Google. As a teacher, they were very mindful of my work schedule and scheduled meetings around times when I was available to meet virtually, attend a meeting by phone, or in-person. The entire team is very patient and knowledgeable. As first time home buyers, working with Chris and his team, was such a wonderful experience. Though the process can be stressful in and of itself, they walked us through the entire process step by step. They were super responsive via email and by phone WHENEVER we had questions. We never felt like we were bothering them, or like we were asking too many questions. They made us feel at ease throughout the entire process. Even once the entire process was finalized, they sent us an email checking in about making our first mortgage payment! We would recommend them to ANYONE looking for a mortgage company to make the process as easy as possible!Posted on WANDA AUGUSTA-GAINESTrustindex verifies that the original source of the review is Google. The Estar Team is professional, knowledgable, friendly and very helpful. They are always available. As first time home buyers, working with Chris and his team, was such a wonderful experience. Though the process can be stressful in and of itself, they walked us through the entire process step by step. They were super responsive via email and by phone WHENEVER we had questions. We never felt like we were bothering them, or like we were asking too many questions. They made us feel at ease throughout the entire process. Even once the entire process was finalized, they sent us an email checking in about making our first mortgage payment! We would recommend them to ANYONE looking for a mortgage company to make the process as easy as possible!Posted on Steve KopffTrustindex verifies that the original source of the review is Google. I had a challenging financing situation and Chris Freck was able to think outside of the box to find me a loan that would work with my situation. Prior to speaking with him I was ready to give up. I am now closed and making my dream reality.Posted on Cynthia Speers I BerkeleyTrustindex verifies that the original source of the review is Google. Chris Freck @ EstaR Mortgage was the lender for my latest Trestle Glen, Oakland listing. Wow, what a pro! Both of us happen to be Certified Senior Advisors and this particular situation required delicate handling. I could not be more impressed at how smoothly the transaction went. Five stars and highly recommend!Posted on Eileen HTrustindex verifies that the original source of the review is Google. Chris and Andrea are incredibly knowledgeable, patient, and savvy. They were a huge support from start to finish in the home buying process. They’ve built great relationships with so many lenders and realtors, which was super helpful in having the seller accept our offer and finding a really competitive rate. We could not have done it without them, and we’re so grateful to have worked with Estar!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Ready to unlock your dream home?
Contact EstaR Mortgage at 510-463-1003 for expert mortgage solutions tailored to your needs!


